The wealthy in America think differently Did you know the rich people in America seldom work hard for their money? They don’t work for a salary or hourly wage. The wealthy in America would rather spend their money to generate more business or to increase their assets. This is a strange way of thinking for those who have traded the time in their lives for money. The middle class and poor tend to acquire more liabilities with their money. The middle class in America thinks a better paying job or a raise will solve all their financial worries.